Apartments to the police. How to get a home to a police officer
- Types of benefits that rely on the police
- Types of assistance for the provision of housing to police
- Tax breaks
- How and where do these benefits apply?
- Mortgage features for the police
- Mortgage conditions for police officers
- Borrower requirements
- List of required documents
- Housing certificate
- Getting a certificate
- Made decision
- Social payment on mortgage
- Lump sum payments
- Property ownership
In general opinion, the police belong to the privileged class, which has the right to additional types of benefits and preferences. It is believed that the police get an increased wages , they can buy housing on preferential terms, and also are exempted from certain types of taxation.
In this article, we will try to find out if this is the case and what types of benefits are really provided to security personnel.
It is known that last year, the allowance for retired law enforcement agencies and other citizens equated to this category was increased only once in October. In this case, recalculation was only 4%. In 2017, the situation is somewhat worse and indexing can be as low as 2%.
The second indexation was replaced last year. additional payment of a one-time nature, however, not all the employees of the Ministry of Internal Affairs were able to receive this species help. Financial assistance was paid only to police retirees who also have civilian experience.
No changes have occurred in relation to the benefits that such citizens are entitled to in connection with seniority. Employees are entitled to retire and receive certain types of benefits if they have worked in the bodies for 20 years. The minimum age for access to well-deserved rest is 45 years with a total length of 25 years and a service life of 13 years.
Types of benefits that rely on the police
In addition to these privileges, benefits for police officers in 2017 are represented by the following types of assistance:
- Free travel in public transport within the city and suburb (including baggage in the performance of their duties), with the exception of taxis.
- Booking rooms in hotels without a queue and purchase tickets, when moving to the place of service and during a business trip.
- Orphans than the parent died because of the injury in the performance of their office duty, can count and cash allowance and admission to an educational institution without a queue.
- Children of the retiree, who ceased to perform their duties due to injury or death, also have additional privileges.
- Registration of the holiday period at any convenient time.
- Issuance of directions to the sanatorium out of turn for himself and all family members.
- Device in kindergarten out of turn.
- Gratuitous care in medical institutions, including dentist services (installation of prostheses using expensive materials).
- Providing drugs free of charge.
- 10. Compensation for housing and communal services is not provided, however, relatives of an employee who has died due to injury or illness arising from the line of duty may benefit from this type of assistance.
Spouses and children of employees of the Ministry of Internal Affairs also have a number of advantages. They are entitled to apply to a special medical facility for assistance, receive a referral to a sanatorium with a 50% discount and issue a refund for one family member. When the death of a citizen, the family will receive a one-time financial assistance and a monthly allowance for a child for the loss of the breadwinner.
Types of assistance for the provision of housing to police
A special type of assistance is to provide housing for beneficiaries of the Ministry of Internal Affairs. In practice, it is not very easy to take advantage of benefits, since housing is allocated from the federal budget and from a specially created fund.
Unfortunately, funds and housing is allocated only if there are financial opportunities. The police have the right to use the following options:
- get service housing;
- to arrange the allocated dwelling in the property;
- use one-time help to buy an apartment.
Additionally, it is worth noting that the district police officer must provide service housing no later than 6 months after his entry into office.
In addition to these types of assistance, the police can expect to receive additional benefits in terms of taxation:
- Exemption from personal income tax.
- Getting benefits when paying property tax. The discount applies to one property.
- Discounts when paying land tax, the size of which is determined in each province and region individually.
- Discount upon payment transport tax - in each subject of the federation is determined in a standard way.
How and where do these benefits apply?
The right to benefits arises from the uniformed officers of the security forces, when they get to work or when they leave for a well-deserved rest. Additional privileges and benefits can be issued in various departments - in the Inspection of the Federal Tax Service, in the FIU or in the social security authorities. To do this, you will need to submit an application and wait for the decision.
The police officer and his family members can take advantage of certain types of assistance provided by the state. In general, the standard set of preferences except certain species help. The employees of the Ministry of Internal Affairs can count on the payment of benefits and on the issuance of additional types of benefits. Assistance is issued in the standard manner and is available when finding a job or when a citizen retires.
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Police officers, as well as military personnel, in 2017 have the right to participate in the military mortgage program. In their case concessional lending involves subsidized payments to the target housing loan.
Mortgage features for the police
Government support for the police is due to the high risk of their work and the social vulnerability of internal affairs officers. Since the police are financed from the state budget, the salaries of employees and the prohibition of their occupation commercial activity virtually depriving the police of the opportunity to purchase their own housing without state assistance.
Therefore, lending to law enforcement officers is carried out at reduced rates and at increased payment periods. Police officers can use personal housing certificates for the receipt and repayment of a loan, which assume the repayment from the federal budget of 20-30% of the cost of housing. These certificates are a one-time payment and cannot be reissued, for example, when replenishing a family. At the expense of the certificate, you can pay a military mortgage initial installment for police officers or a debt on a housing loan already taken.
Territorial restrictions on the choice of real estate are not imposed on policemen - employees can independently decide in which region of Russia they should acquire a living space. When determining the amount of payment, a regional coefficient is taken into account - for example, in the Moscow Region prices are higher than in Arkhangelskaya. The second significant factor is the composition of the family and the number of meters relying on each legally (at least 18 meters, but for a family of up to 3 people, the area usually increases).
When moving to another region, the date of putting on the queue is the date of filing an application at the previous duty station, so the waiting years will not be lost. To obtain a certificate, it is necessary to submit a report to the head of the ATS structural unit in which the police officer is serving.
Mortgage conditions for police officers
Unlike the military, the police pay the principal debt on the loan at the expense of their own, and not public funds. In addition, employees in the ATS from their own pocket pay for the real estate valuation, its insurance, notary services and bank commissions. From the good things worth mentioning interest rate , which does not exceed 10%, as well as the absence of fees for issuing mortgages, opening and maintaining an account. Mortgage repayment periods for the police in 2017 are also attractive and allow you to unload the family budget. Government subsidy can be used both as a primary payment and for the payment of a loan already taken. For the police there is also an accumulative mortgage system, as well as for the military.
The resulting subsidy can be used to improve living conditions by:
For credit benefits and housing certificate in particular, the police officer must be recognized as needing improved living conditions. Registration is carried out in the absence of its own housing or its non-compliance with existing sanitary standards.
A prerequisite is the work experience in the ATS for at least 10 years. The presence of awards and promotions serves as an additional argument in favor of the employee.
List of required documents
Mortgage for police officers 2017 is issued on favorable terms when filing the following documents to the authorities:
copies of the passport of the police officer and his family members;
certificates of personal account;
marriage certificates and child birth certificates;
documents confirming the constrained living conditions and years of service;
an extract from the house book;
an extract from the register of the real estate held by the police officer and his family members.
Enrollment of subsidies occurs within 2 months after consideration of these documents.
Current information about existing programs and subprogrammes provided by the AHML administration and offices. Details of the military mortgage for the police in 2017 can be obtained from the banks that support the program. The most favorable conditions are usually provided by a mortgage for the police in Sberbank .
Acting Russian legislation involved in providing citizens with living space, guarantees the provision of special opportunities for police officers and the Ministry of Internal Affairs to purchase housing. These guarantees allow the police and the Ministry of Internal Affairs to use several options at their discretion, namely:
Practically any of the listed options is available to the police officer, of course, if the required conditions and length of service allow using them.
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One of the most relevant ways to significantly improve their living conditions for the employees of the Ministry of Internal Affairs and the police is to issue a housing certificate. It is a document giving the right to receive a specialized subsidy, which can be used only once in a lifetime and exclusively for the purchase or construction of its own housing.
Housing certificate relied on persons whose work experience in the Ministry of Internal Affairs is at least ten years. The conditions also provide for the dismissal of police officers for health reasons or because of staff changes after they reach their retirement age. Government decrees provide for the provision of a similar right to members of the families of those killed in the execution of police officers or other employees of the Ministry of Internal Affairs, if they were in line during their lifetime. This should take into account such nuances as the filing of an appropriate application by members of the families of those who died within one year after death, as well as the inability to use their right to widows who, before receiving housing, entered into a new official marriage. Such nuances need to be considered in advance, before making decisions.
Getting a certificate
The conditions for obtaining the above-mentioned certificate are as follows:
Documents for obtaining a social certificate:
- Handwritten written statement;
- Personal passport of the applicant;
- Extract from the personal account;
- The certificate of marriage or its termination;
- Documents for children (birth certificates, adoption);
- Certificate of work experience in the Ministry of Internal Affairs, obtained at the place of work;
- Documentary evidence of the lack of ownership of the family of a real estate police officer.
The corresponding request and the listed documents are submitted to the bodies of the Ministry of Internal Affairs, which create a specialized housing commission on these issues.
After the transfer of documents to the housing commission, the request is reviewed within ten days and made necessary checks submitted information. If no comments and inconsistencies are found, the commission will take a positive decision. When approving a request for a police officer, an account is immediately established in the Ministry of Internal Affairs.
It should be noted that the desired date, as well as EDV, or if compensation is needed, the applicant should be indicated in the application immediately. This is due to the fact that you need to submit similar requests in advance in order to get help on time. Thus, a police officer has the right to make a statement a year before he needs a certificate. On the basis of such information, a queue of persons is being formed for issuing certificates.
Of course, the commission can make a decision with a refusal to provide social subsidies. This can happen if at least one document is missing, the right to improve living conditions has been used previously or the applicant has submitted false information in the submitted papers. After eliminating the reasons for the refusal, the request is allowed to re-submit
Social payment on mortgage
Referring to the current Russian legislation, police officers at the Ministry of Internal Affairs provide another significant social benefit for the purchase of an apartment or the construction of a house. This benefit is a subsidy accrued under the military mortgage program. However, regarding the employees of the Ministry of Internal Affairs, it has some distinctive conditions.
Federal laws regulate the provision of EDAs from the budget, which later consists of lump sum payment . It can be used to open or repay a mortgage taken for the purchase or construction of housing.
However, unlike military personnel, for police officers in the Ministry of Internal Affairs a lump sum payment is not necessarily a form of an accumulative system. That is, it is allowed to use the subsidy almost immediately after its execution, if necessary. There is also a rule according to which the recipient of the subsidy must have service in the Ministry of Internal Affairs for more than ten years and need to increase living space or purchase new housing.
Lump sum payments
Exactly the same conditions are contained in the lump sum Money for the purchase of housing for police officers whose experience must be at least ten years. The decision on whether a lump sum payment is allowed to the applicant is made by the governing persons of the federal executive bodies in the Ministry of the Interior. In order for EDV to be received, the following requirements and conditions must be met:
The size of the lump-sum payment will depend on the number of family members of a police officer living at the Ministry of Internal Affairs.
The federal agency in the affairs of the Ministry of Internal Affairs or the local executive authority may decide to provide the police officer with personal housing. The same persons who are entitled to a lump sum payment, relying on budget funds, are entitled to receive such property. Get it can:
As mentioned earlier, widows and widowers of the deceased in the performance can exercise their right to receive housing or payment only until they enter into a re-official marriage.
It should be borne in mind that the state provides living space in this case slowly, and this means that you can wait for your turn for more than a dozen years. Therein lies a certain problem for widows and widowers, who often lose their rights to payments and housing, including service, precisely because of such a long wait.
The information in this article is provided for your reference.
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